Mississippi Home InsuranceFlood insurance discounts in Mississippi
Flood discounts in Mississippi
Flooding is never covered by a standard homeowners policy. But where you live can cut the price of a flood policy: communities in FEMA's Community Rating System earn their residents a discount automatically.
Of the 335 Mississippi communities in the National Flood Insurance Program, 33 are in the rating system. Everywhere else, there is no community discount at all.
| Community | Class | Discount in high-risk zones |
|---|---|---|
| Biloxi | 6 | 20% |
| Harrison County | 6 | 20% |
| Hattiesburg | 7 | 15% |
| D'Iberville | 7 | 15% |
| Bay St. Louis | 7 | 15% |
Source: FEMA NFIP Community Status Book.
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